# Borrow

**Summer.fi  Borrow** is the main entry point for users to lend their funds and borrow others. 

With an intuitive and world-class UX that’s constantly evolving to suit users needs, the process to borrow is seamless. 

**Benefits:**

* **Extra liquidity:** Users gain access to extra liquidity if they choose to borrow DAI; and since Dai is a stablecoin, this liquidity can be used for trading, spending, or saving; all use cases are available. 
* **Multiple collaterals:** Different collateral types, rates and ratios are suitable for multiple risk profiles. 
* **Flexible repayment schedules:** There are no repayment schedules, no minimum payments, and no credit history requirements. Users can repay at their own pace as long as their Vault is properly collateralized

**Risks:**

Users need to be properly [collateralized](https://docs.summer.fi/summer.fi-pro/products/broken-reference) to avoid liquidations. Liquidations are the forceful sale of collateral to cover the borrowed funds and carry a penalty. You can learn more about [liquidations](https://docs.summer.fi/summer.fi-pro/products/broken-reference) and how to[ assess your Vault risk](https://docs.summer.fi/summer.fi-pro/products/broken-reference) by following the links. 

Summer.fi UX and UI provide you with all the needed info and tools to feel safe when you open and manage a Vault.[ Try it now](https://summer.fi/).

### Protocols Available for Borrow

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### Tutorials and Guides

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